MORPHEUS AIOLOS S.L, with C.I.F. B86556420 and address at 35 Bruselas Avenue C.P.: 28010 – Alcobendas (MADRID).

Mercantil Registry of Madrid, Volume: 30408 Folio: 12 Section: 8 Sheet: M 547305 Insc 1ª 26/10/2012.

1. These general conditions regulate the access and use of the website that MORPHEUS AIOLOS S.L. makes freely available to Internet users. Access, browsing, and use of this website imply acceptance of the terms and conditions present in this document, provided that such terms comply with legal requirements and do not infringe any rights. It is therefore recommended that the user read them carefully before browsing the web domain. The use of certain services offered on this site shall also be governed by the particular conditions provided in each case, which shall be deemed accepted by the mere use of such services.

2. Users accessing the Web are expressly authorized to view all information, print and download partial content only and exclusively if the following conditions are met:

2.1) When the elements reproduced are intended solely for the personal and private use of the user. It is therefore expressly forbidden to use them for commercial purposes or distribution, public communication, transformation, or decompilation, including sending them via email. It is also forbidden that such contents are transferred or transmitted to third parties or installed on any server connected, directly or indirectly, to a local network or the Internet, so that a group of third parties may have access to such information.

2.2) That none of the contents related to this website is modified in any way.

2.3) That no graphic, icon, or image available on this Web is used, copied, or distributed separately from the text or other images that accompany it. Any infringement of the prohibitions and limitations contained in this section, as well as in any of the following sections, will be considered an infringement of the intellectual property rights owned by MORPHEUS AIOLOS S.L. and will give rise to the responsibilities legally established for this purpose, and may be pursued by the latter through the exercise of the corresponding administrative, civil or criminal actions, as the case may be.

INTELLECTUAL AND INDUSTRIAL PROPERTY RIGHTS

The intellectual property rights of the Web www.arcopay.io, as well as its design, navigation structure, source codes, databases, and each of the different elements contained therein, are owned by MORPHEUS AIOLOS S.L, who has the exclusive rights to exploit them in any form and, in particular, the rights of reproduction, distribution, public communication and transformation.

The User acknowledges and accepts that all industrial and intellectual property rights over the contents and/or any other element inserted in the Web Site (including, but not limited to, all those elements that make up the visual appearance, graphic image, and other sensory stimuli of the Web pages that make up the Web site “www. arcopay.io”, trademarks, logos, trade names, texts, reviews and comments, images, graphics, designs, sounds, databases, software, flow charts, presentation, navigation architecture, as well as the source codes of the Web pages belong to MORPHEUS AIOLOS S.L and/or to third parties who have assigned their rights to it. For these purposes, a Web Site shall be understood to be all those creations incorporated and expressed by any tangible or intangible means and/or support, known or to be known, that are subject to protection by the regulations in force regarding the intellectual and industrial property.

The mere viewing, printing, downloading, or temporary storage, either in whole or in part, of the contents and/or elements inserted in the Web Site or in the pages that  make it up exclusively for personal, private and non-profit use by the user is authorized, provided that in any case the origin and/or author of the same is indicated and that, where appropriate, the copyright symbol and/or industrial property notes of their owners appear.

In no case does access to the Web Site imply any kind of permission, waiver, transmission, license, or total or partial transfer of such rights by their owners, unless otherwise expressly stated. The present conditions of use of the Website do not grant Users any other right of use, alteration, exploitation, reproduction, distribution, or public communication of the Website and/or its Contents other than those expressly provided herein. Any other use or exploitation of any rights shall be subject to the prior and express authorization specifically granted for such purpose by MORPHEUS AIOLOS S.L. or, if applicable, by the third party owner of the rights affected.

The use of such elements, their total or partial reproduction, communication, and/or distribution for commercial or lucrative purposes, as well as their modification, alteration, decompilation, and/or any other act of exploitation of the Website, its pages, and/or the contents incorporated therein, is strictly prohibited. For any use other than those expressly permitted, it will be necessary to obtain the prior written consent of the owner of the rights in question.

DISCLAIMER OF LIABILITY

1. MORPHEUS AIOLOS S.L. reserves the right to modify and update the content of this website at any time. The modifications will not be retroactive, therefore, they will not affect what was done before, that is, before implementing such modifications.

2. MORPHEUS AIOLOS S.L. has made its best efforts to ensure that the representation of the image on this website is as faithful as possible to reality. However, some features may not be correctly perceived from the images or suffer alterations depending on the quality and conditions of your monitor.

3. Taking into account the mutable condition of this website and the possibility of errors in the storage and transmission of digital information, MORPHEUS AIOLOS S.L. does not guarantee the accuracy and security of the information transmitted or obtained through this website, although it will nevertheless diligently implement its best efforts to avoid them, correct them or update said content as soon as possible.
4. If our website contains links to other websites and third-party materials, such links are provided merely for information purposes, without MORPHEUS AIOLOS S.L having control over the content of such websites or materials, being impossible to guarantee the absence of viruses or other elements in them that may cause alterations in the computer system (hardware and software), documents or files of the user and excluding any liability for damages of any kind caused to the user for this reason. Therefore, we do not accept responsibility for damages of any kind caused to the user for this reason.

5. The user who accesses and browses this website undertakes not to make any false or fraudulent order and to use it diligently and within the valid limits of the law. Both access to this website and the use that may be made of the information contained therein is the sole responsibility of the user. You must not make improper use of this website by intentionally introducing viruses, Trojans, worms, or any other technologically harmful or damaging program or material. You will not attempt to gain unauthorized access to this website, the server on which this website is hosted or any server, computer, or database related to our website. You agree not to attack this website through a denial of service attack or a distributed denial of service attack. MORPHEUS AIOLOS S.L. shall not be liable for any consequence or damage that may arise from such access or negligent use by the user of the information contained in this website.

6. MORPHEUS AIOLOS S.L. is also the owner of the industrial property rights related to its products and services, specifically those related to the registered trademark. Concerning the mention of products and services of third parties MORPHEUS AIOLOS S.L recognizes in favor of their owners the corresponding industrial and intellectual property rights, and their mere mention or appearance on the Web does not imply the existence of any rights or responsibility of MORPHEUS AIOLOS S.L about them, nor any endorsement, sponsorship, recommendation by MORPHEUS AIOLOS S.L.

7. The unauthorized use of any information contained in this website, its resale, as well as the infringement of the Intellectual or Industrial Property rights of MORPHEUS AIOLOS S.L. will give rise to the legally established responsibilities.

8. Any type of third-party link to this Web must be to the home page or entry page: www.arcopay.io

DATA PROTECTION AND PRIVACY POLICY

MORPHEUS AIOLOS   S.L, from now on the person responsible for this Website and in accordance with the provisions of current legislation on the protection of personal data, the RGPD (EU) 2016/679, of April 27, and the LOPD 3/2018, of December 5, and with the provisions of the LSSI-CE 34/2002, of June 11, has implemented policies, means and procedures to guarantee and protect the privacy of personal data of its USERS.

DUTY TO INFORM THE DATA PROCESSING TO THE AFFECTED ADDITIONAL INFORMATION. RGPD (EU) 2016/679, OF APRIL 27, AND LOPD 3/2018, OF DECEMBER 5

In compliance with the provisions of articles 13 and 14 of the RGPD (EU) 2016/679, of April 27, and in article 11 of the LOPD 3/2018, of December 5, we make available to the interested party additional information regarding to the processing of your personal data.

The processing activity is CLIENTS, ACCOUNTING, TAX, ADMINISTRATIVE AND COMMERCIAL MANAGEMENT, whose location is at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is to: Send administrative communications through email, SMS or instant messaging applications; billing to clients; Administrative, accounting, tax and commercial management of clients; Contact data management to carry out administrative, commercial management and monitoring. The type of data of the interested party is the following: NIF/DNI/NIE; phones; address; email; bank details-IBAN; name and surname of the legal representative in the case of a legal entity; Name and surname of the contact in the case of a legal entity; Debit or credit card details. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is the Legitimate Interest of the Controller. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; Parent company of the group; those in charge of processing linked to the purpose of the Controller; Bank entities. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The treatment activity is HUMAN RESOURCES – PERSONNEL SELECTION, whose location is located at Avenida de Brussels 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Management of selective processes for personnel jobs and/or collaborations with the organization. The type of data of the interested party is the following: name and surname; phones; email; academics, degrees and academic certificates; Curriculum vitae. The period for deleting said data is for the duration of the selection process. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is the legitimate interest of the controller. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Parent company of the group. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as responsible: info@morpheusaiolos.com. The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is “API BANK READER” THIRD PARTY BANKING AGGREGATION SERVICE, whose location is at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Financial intermediation services under PSD2 license. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; address; email; bank details-IBAN; Mobile phone number; Credentials. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; those in charge of processing linked to the purpose of the Controller; Bank entities; Associates ; Financial entities; Entities related to telecommunications services. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The treatment activity is MANDATORY LABOR CONTROL REGISTRATION, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Mandatory daily registration of the working day. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; signature. The period for deleting said data is 4 years based on article 10 of Royal Decree-Law 8/2019, on urgent social protection measures and the fight against job insecurity. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Compliance with a legal obligation. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Parent company of the group; Worker, Labor Inspection, Legal Representatives of workers and Social Security. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as responsible: info@morpheusaiolos.com. The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The treatment activity is PERSONNEL ADMINISTRATIVE MANAGEMENT, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Administrative, accounting and tax processing in the labor management of the organization’s employees. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; SS Affiliation No. / Mutuality; phones; address; Disability certificate; email; Civil status; birthdate; signature; Number of dependent children; IBAN bank account details; Employment details; academics, degrees and academic certificates; position or position; payrolls. The period for deleting said data is 5 years from the end of the employment relationship. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Execution of a contract. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; Parent company of the group; Occupational risk prevention and accident mutual companies; those in charge of processing linked to the purpose of the Controller; Insurance Entities; Bank entities; Social Security; Psychological services for employees; Unions. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as responsible: info@morpheusaiolos.com. The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is “PAY WITH YOUR BANK”, SERVICE FOR INITIATING PAYMENTS TO THIRD PARTIES, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Provision of electronic communications services and means of payment   to third parties; Customer service, complaints and claims; payment initiation service for other entities. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; address; email; Mobile phone number; Credentials; IBAN bank account details. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; Parent company of the group; those in charge of processing linked to the purpose of the Controller; Bank entities; Associates ; Financial entities; Entities related to telecommunications services. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The treatment activity is SUPPLIERS, ADMINISTRATIVE AND ACCOUNTING MANAGEMENT, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is to: Send administrative communications via email or instant messaging application; Data processing for the administrative and accounting management of suppliers. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; phones; address; email; bank details-IBAN; name and surname of the legal representative in the case of a legal entity; Name and surname of the contact in the case of a legal entity; Bills. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Execution of a contract. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; Parent company of the group; those in charge of processing linked to the purpose of the Controller; Bank entities. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as responsible: info@morpheusaiolos.com. The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is CONTACTS VIA WEB, whose location is at www.afterbanks.com   /   www.arcopay.io. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Management through the website of queries related to the activity of the person responsible for the treatment; The email address will only be used for the purpose defined by the person responsible for this activity. The type of data of the interested party is the following: name and surname; phones; email. The period for deleting said data is While the query formulated by the user is resolved. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is the legitimate interest of the controller. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Parent company of the group; those in charge of processing linked to the purpose of the Controller. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The treatment activity is EXTERNAL PERSONNEL AND COLLABORATORS, whose location is at Avenida de Brussels 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Provision of services and collaborations for the development of the activity of the person responsible. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; phones; address; position or position. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Execution of a contract. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: those in charge of processing linked to the purpose of the Controller. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is TECHNOLOGICAL PLATFORM WITH THIRD PARTY DATA PROCESSING, whose location is at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: technological platform provider with access to data of the Data Controller. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; email; Credentials; economic and financial data; Insurance data. The period of deletion of said data is For the duration of the provision of the service. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Execution of a contract. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: There are no provisions for transfers, except by legal obligation. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is BANK AGGREGATION AND PAYMENT INITIATION SERVICE, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Provision of banking aggregation services for other entities; payment initiation service for other entities. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; address; email; bank details-IBAN; Mobile phone number; Credentials. The period for deleting said data is 5 years from the end of the provision of services. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; Tax administration; those in charge of processing linked to the purpose of the Controller; Insurance Entities; Bank entities; Associates ; Financial entities; Entities related to telecommunications services; Pensumo Pensión por Consumo, SL. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is REPORT TENDENCIAS OPEN FINANCE, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Publication of images, videos and testimonials on web pages and social networks; Preparation of a Report on Open Finance trends with testimonies from expert profiles of the industry; Photo record for user identification. The type of data of the interested party is the following: name and surname; photographs and images; entity data; position or position. The period for deleting said data is 1 month from the revocation of consent. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Public administrations in the cases provided for by law and for the purposes defined therein; those in charge of processing linked to the purpose of the Controller; Associates; Website and/or Blogs; Social networks. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is SERVICIOS DE AGREGACIÓN BANCARIA   PENSUMO, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the processing is: Provision of banking aggregation services for other entities. The type of data of the interested party is as follows: Access credentials; Debit or credit card details. The period of deletion of said data is For the duration of the provision of the service. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Service contractor clients; Pensumo Pensión por Consumo, SL. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is CUSTOMER MANAGEMENT IN THE PROVISION OF THE SERVICE, whose location is located at Avenida de Brussels 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Management of client data, for the provision of the contracted service. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; phones; address; email; Name and surname of the contact in the case of a legal entity. The period of deletion of said data is For the duration of the provision of the service. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is Execution of a contract. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: banking entities; Public administrations in the cases provided for by law and for the purposes defined therein; service providers linked to the purpose of the Controller. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The processing activity is SERVICIOS DE AGREGACIÓN BANCARIA   DIGLO, whose location is located at Avenida de Bruxelles 35,   28108   Alcobendas. The person responsible for the treatment is: MORPHEUS AIOLOS   S.L, with CIF: B86556420, and address at Avenida de Bruxelles 35 CP: 28010 – Alcobendas (MADRID). The purpose of the treatment is: Management of client data, for the provision of the contracted service; User financial information aggregation service,   to obtain financial data for scoring. The type of data of the interested party is the following: name and surname; NIF/DNI/NIE; Access credentials; Debit or credit card details; IBAN bank account details; Banking transactions. The period of deletion of said data is For the duration of the provision of the service. The creation of profiles or automated decisions is not planned. Regarding the legal basis for the treatment, it is unequivocal consent of the interested party. In relation to the recipients, the Controller may transfer the personal data provided to recipients and providers of services provided, provided that it is limited to the purpose that justifies it, as well as to the transfers provided for in the applicable legislation. The categories of recipients to whom the Controller may transfer the personal data of the interested party are: Service contractor clients; those in charge of processing linked to the purpose of the Controller. The list of data processors and/or Service Providers with access to data without authorization for processing is located at: Avenida de Bruxelles 35,   28108   Alcobendas. On the other hand, in terms of international transfers, it is provided that no international transfer of personal data is carried out. Regarding the rights available to the interested party in relation to their data, they may exercise the rights of access, rectification, deletion, limitation of their processing, opposition, revocation, the portability of their data, the right to withdraw the consent given, exercising your rights by contacting MORPHEUS AIOLOS   S.L as the person responsible: info@morpheusaiolos.com or at Avenida de Bruxelles 35 CP: 28108 – Alcobendas (Madrid). The interested party also has the right to complain to the Control Authority in matters of data protection, the Spanish Data Protection Agency (AEPD).

The Data Controller, in compliance with article 37 of the RGPD (EU) 2016/679, of April 27, designates Shocktech and Protechplus SLU as Data Protection Delegate with CIF: B85783777, with email degadoprotecciondatos@protechplus.es

The interested party may access this updated data protection information at any time at Avenida de Bruxelles 35,   28108   Alcobendas.

PROCESSING OF DATA AND ITS CONFIDENTIALITY ON THE WEBSITE

The data provided will be incorporated into processing activities, whose ownership and responsibility is held by MORPHEUS AIOLOS   S.L, and will be treated with absolute confidentiality. 

The entity responsible for the treatment, as well as those involved in any phase of the treatment and/or the entities to whom the data have been communicated – by virtue of the authorization granted by the USER – are obliged to observe professional secrecy and adopt the levels of protection and the necessary technical and organizational measures at your disposal that guarantee the security of personal data, avoiding, to the extent possible, unauthorized access, illicit modifications, theft and/or loss of data. 

However, USERS are warned and informed that said technical measures are not infallible or impregnable, which is why the Data Controller cannot be held responsible for such practices or their consequences. 

The personal data of the USERS, together with those that originate as a consequence of the access, use or contracting of the service, may only be subject to automated processing and transferred in the manner and for the purpose established and expressly authorized by the USERS.  

MODIFICATION OF THE DATA PROTECTION AND PRIVACY POLICY

Finally, we inform you that the Data Controller reserves the right to modify this data protection, privacy and cookies policy to adapt it to new legislation or jurisprudence as well as to changes or industry practices, although you will be notified, with due notice, of the changes that are going to be introduced and the moment in which they will begin to take full effect. 

ANTI-SPAM POLICY

People who receive any of the communications, information, newsletters, or electronic advertising of MORPHEUS AIOLOS S.L. receive them for the following reasons:

– By online registration from this page.

– By online registration from the pages of collaborators.

– For requesting information about our products and services.

– For having provided your information to one of our Collaborators or Employees.

– For offline registration by filling out forms, newsletters, applications, etc., which are offered at fairs, offices, or collaborations, among others, and which are archived for further verification for 5 years.

Our communications do not want to reach any person who does not want it, therefore, to correct the situation that can sometimes occur, such as when some people can give high to another without your consent, we have incorporated into this subscription system a filter based on a “no contact list”, which prevents you can send a commercial communication to any email address included in it.

Therefore, if you do not want to receive commercial communications from us and prevent anyone from being able to register you against your will, please contact us through the method established in each processing activity and we will include in the “no contact list” that address from which the cancellation of the processing is requested.

If you have any problems doing this electronically, please do not hesitate to contact us at our contact telephone number during office hours, where a person will personally assist you and carry out this procedure.

APPLICABLE LAW AND JURISDICTION

The applicable law in case of dispute or conflict of interpretation of the terms that make up this Legal Notice, as well as any matter related to the services of this website, shall be Spanish law.

For the resolution of any conflict that may arise from visiting the website, MORPHEUS AIOLOS S.L and the user agree to submit to the exclusive jurisdiction of the commercial courts of Madrid.

COPYRIGHT

Copyright: Design and development by MORPHEUS AIOLOS S.L © MORPHEUS AIOLOS S.L all rights reserved.